THE INSURANCE PROPOSAL 

This course is devoted to a key document in the insurance chain: the proposal. It is an essential source of information for underwriters.

On this basis, policy conditions and the price will be determined. It is not our purpose to go into detail and to list all questions asked before the acceptance of the risk but to describe the process and underline the most important decision factors.

We shall see that in the end, a proposal is much more than a tedious bureaucratic exercise. It is an education in risk management: risk avoidance, risk mitigation, risk retention, and risk transfer.